See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2536 Penix St, Ashland, KY, 41102

2beds
1baths
1,284sqft
$186,900
$146price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Welcome to 2536 Penix St, a charming two story home offering 2 bedrooms and 1 bath with a functional layout and plenty of character throughout. The main level features an open concept living area with wood flooring and a spacious primary bedroom conveniently located on the first floor. The primary suite includes two ceiling fans, a large walk in closet, and additional storage with an under stair linen closet. Extra wood flooring is also stored in the attic. The kitchen flows easily into the main living space. Built in storage can be found throughout the home, adding both charm and practicality. Upstairs you will find and additional bedroom, along with a separate AC unit providing central air and heat for the upper level room. Outside, the home offers a fenced backyard with a detached two car garage featuring two doors, both operational though one is currently disconnected. A large attic space is above the garage. Enjoy outdoor living with both a covered front porch and a covered back porch patio. The property also includes a concrete porch, a wood wheelchair ramp for accessibility, and a durable metal roof. This home offers a great combination of space, storage, and outdoor features ready for its next owner.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
2/10
Fairview High SchoolGrades 6-120.3 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,284

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0220507010

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $945$11,340
Home Insurance *$144$1,728
Property Taxes $123$1,476
Electricity $154$1,850
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 41102$85
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41102$103
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$200,000

For Sale by Agent

AgentTanya Petty
BrokerageEXP Realty LLC

Similar Homes