618 Cottage Ln, Oxford, MS, 38655
About This Home
Welcome to this beautifully maintained 3-bedroom, 3.5-bath condo in the sought-after South Grove community. The open floor plan features a spacious living area, updated kitchen with stainless steel appliances, granite countertops, and ample cabinet space. Each bedroom includes its own private en-suite bathroom, making it ideal for residents or as an investment property. The additional half bath on the main floor provides extra convenience for guests. Property is currently leased through July 2026 with a pending lease for July 2026-July 2027. House is agent owned.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Property subType: Townhouse/Condo
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Vented Exhaust Fan,Tankless Water Heater
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Electric
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Window features: Double Hung
Interior Area
- Total structure area: 1,656
- Total interior livable area: 1,656 sqft
Property
Details
- Attached to another structure: Yes
- Zoning: SR
- Zoning description: OXFORD
Features
- Pool features: None
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Lafayette County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,050 | $24,600 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $175 | $2,100 |
| Electricity | $192 | $2,304 |
| Total | $2,597 | $31,164 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $405,500 |
| 2026-06-22 | Price change | $408,900 |
| 2026-05-27 | Price change | $409,900 |
| 2026-05-19 | Price change | $413,900 |
| 2026-05-06 | Price change | $414,900 |
| 2026-04-23 | Price change | $422,500 |
| 2026-04-22 | Price change | $412,500 |
| 2026-04-13 | Price change | $422,500 |
| 2026-04-06 | Listed for sale | $424,500 |
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