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278 Alpine Xing, Kyle, TX, 78640

4beds
5baths
4,047sqft
$999,000
$247price/sqft
$7,164/moest. monthly cost
$286,560/yrincome needed

About This Home

The Hondo home design delivers elegant and comfortable living. A grand two-story foyer leads into the open-concept main living area, featuring a stunning two-story great room with a fireplace and multi-slide stacked doors leading to a covered patio, perfect for indoor-outdoor living. Adjacent to a bright casual dining area with a tray ceiling, the kitchen features a large island with breakfast bar and a walk-in pantry. The secluded primary bedroom is a true retreat enhanced by a tray ceiling, a spacious walk-in closet, and a luxurious bath featuring dual vanities, a soaking tub, a luxe shower with seat, linen storage, and a private water closet. Located down the hall from a versatile flex room, a first-floor bedroom suite with a walk-in closet is ideal for multigenerational living or guests. Upstairs is an airy loft and two secondary bedrooms one with a private bath and the other with access to a full hall bath. Additional desirable features include an office, first-floor laundry, a workspace, and plentiful storage. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
R C Barton Middle SchoolGrades 6-82.0 mi
5/10
Jack C Hays High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 4,047 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$504$6,048
Property Taxes $1,165$13,980
Electricity $444$5,332
Total$7,164$85,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,622/yr
40% on housing$214,920/yr
45% on housing$191,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 78640$163
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78640$166
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$1,118,000

New Construction Spec

BrokerageToll Brothers

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