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36 Lower IV A #48B, Ludlow, VT, 05149

4beds
3baths
1,844sqft
$749,000
$406price/sqft
$5,295/moest. monthly cost
$211,800/yrincome needed

About This Home

This popular Sachem floor plan at the Okemo Trailside community is ready for new owners. Four bedrooms and two and a half baths across three levels, with a very recent remodel. It features a light, bright open floor plan, a beautifully updated kitchen with plenty of counter space and new appliances, a breakfast bar, a dining area with sliders off the deck, and a living room with a cathedral ceiling! The upper level features the primary bedroom, a remodeled private bath, and a small balcony for your morning coffee. Enter the completely finished lowest level, which includes three additional bedrooms, a full bath and laundry room. An air lock mudroom at the entrance stores your gear. The wraparound deck is roomy enough for outdoor entertaining. Okemo Trailside amenities include a heated summer pool, (new in 2025), and 2 tennis courts. Located on the private, on-demand, Trailside shuttle route with a very short drop-off to the Sachem Trail.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Ludlow Elementary SchoolGrades PK-62.1 mi
7/10
Green Mountain Uhsd #35Grades 7-1212.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Exterior

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Water Heater
  • Laundry features: Laundry Hook-ups,In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Finished,Full,Interior Stairs,Walkout,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Family,Kitchen/Living,Living/Dining,Primary BR w/ BA,Natural Light,Soaking Tub,Indoor Storage,Vaulted Ceiling(s)
  • Window features: Blinds,Skylight(s),Window Treatments
  • Flooring: Carpet,Manufactured,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 768
  • Finished area above ground: 1,076

Heating & Cooling

  • Heating features: Propane,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,844 sqft

Property

Details

  • Zoning description: Mtn Rec.

Features

  • Levels: Two,Multi-Level,Tri-Level,Walkout Lower Level
  • Stories: 2
  • Exterior features: Balcony,Deck

Lot

  • Features: Condo Development,Country Setting,Level,Recreational,Ski Area,Special Assessment,Trail/Near Trail,Near Skiing

Parking

  • Total spaces: 2
  • Parking features: Shared Driveway,Gravel,Driveway,On Site,Parking Spaces 2,Unassigned,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance $231$2,772
Property Taxes $1,023$12,276
Electricity $254$3,053
Total$5,295$63,540

Income You'd Need if You Spent...

35% on housing$181,542/yr
40% on housing$158,850/yr
45% on housing$141,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 05149$432
Windsor County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 05149$307
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$749,000

For Sale by Agent

AgentElissa Scully
BrokerageMary W. Davis Realtor & Assoc., Inc.

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