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422 Schiller St, Elizabethport, NJ, 07206

3beds
1baths
--sqft
$400,000
--price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Fully Renovated 3-Story home, newly painted and tile throughout. 3 bedroom, 1 bath, FULL basement, large backyard. Convenient access to NJ Transit bus and train lines ensures easy travel to Downtown Newark and NYC. A great opportunity to own a solid multifamily in one of Newark's most accessible locations. Seller concessions available, not sold as is, seller will obtain certificate of occupancy and city/state requirements.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Elizabeth High SchoolGrades 9-121.4 mi
4/10
T Jefferson Arts AcademyGrades 9-121.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Family Room

  • Level: First

Features

  • Dining Room,Kitchen,Living Room
  • Flooring: Tile
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: See Remarks

Kitchen

  • Features: Pantry
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2904008290000000060000

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 25 x 127

Parking

  • Parking features: On Street,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$134$1,608
Property Taxes $676$8,112
Electricity $193$2,318
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$321
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$400,000

For Sale by Agent

AgentJazmine Clausen-soir
BrokerageBhgre Elite

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