1096 Palmer Pass, Decatur, IN, 46733
About This Home
Brand new home in the Cross Creek Addition, a golf course addition. Home currently under construction to be completed around the month of May. Behind the home is a pond; home has a spacious front porch and a rear porch, 3 car garage, split bedroom plan, great room, 21/2 baths, custom cabinets, Andersen windows, upgraded flooring, extra wide woodwork, Carrier Hi-eff HVAC, Cathedral ceiling, etc. New owner will have a 10 year RWC Warranty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: Stone,Vinyl Siding
Other
- Builder name: Ideal Builder
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Electric Water Heater
- Laundry features: Dryer Hook Up Gas/Elec
Basement
- Basement: None
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 120
Features
- 1st Bdrm En Suite,Cathedral Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Main Level Bedroom Suite,Great Room
- Door features: Insulated Doors
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Carpet,Other
- Fireplace features: None
- Attic: Pull Down Stairs,Storage
- Finished area below ground: 0
- Finished area above ground: 1,849
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,849
- Total interior livable area: 1,849 sqft
Kitchen
- Level: Main
- Area: 132
Living Room
- Level: Main
- Area: 324
Office
- Level: Main
- Area: 132
Property
Details
- Parcel number: 010229400004.548014
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch Covered
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Pond
Lot
- Lot size: 0.27 Acres
- Features: Cul-De-Sac,Level,City/Town/Suburb,Landscaped
- Lot size dimensions: 94x140
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,083 | $24,996 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $240 | $2,880 |
| Electricity | $184 | $2,212 |
| Total | $2,790 | $33,480 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $411,947 |
View on Zillow