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95 1St St, Elizabethport, NJ, 07206

6beds
3.1baths
2,980sqft
$800,000
$268price/sqft
$5,995/moest. monthly cost
$239,800/yrincome needed

About This Home

Positioned just one block from the Elizabeth Port Waterfront, this versatile mixed-use property offers the perfect blend of location, income, and opportunity. The building features a commercial space along with two residential rental units, ideal for generating consistent income while maintaining flexibility for various uses. A full basement provides additional storage and functional space. With a current rent roll of approximately $7,000 per month, this property delivers immediate returns in one of Elizabeth's most promising and developing areas. Whether you're an investor or owner-user, this is a unique chance to own a well-located, income-producing property near the waterfront.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

5/10
1/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Flat
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3.1
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Eat-In Kitchen

Heating & Cooling

  • Heating features: 3 Units,Natural Gas
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 2,980
  • Total interior livable area: 2,980 sqft

Property

Details

  • Parcel number: 2904007930000000010000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 25 x 57

Parking

  • Parking features: None,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$269$3,228
Property Taxes $1,353$16,236
Electricity $328$3,942
Total$5,995$71,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,542/yr
40% on housing$179,850/yr
45% on housing$159,866/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$320
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$800,000

For Sale by Agent

AgentJazmine Clausen-soir
BrokerageBhgre Elite

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