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171 S Spot Rd Lot 1, Powells Pt, NC, 27966

4beds
2baths
1,944sqft
$328,000
$169price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

Enjoy quiet living on a spacious lot within minutes to beaches and shopping. This 4 bed/ 2 bath home is situated on a large 1.74 acre lot with plenty of privacy. Just 10 minutes to the OBX beaches, this home is close to all the beach amenities, without the hustle and bustle. With it's large windows and skylights, the back of the home captures the sun during the winter months while the northside stays shaded in summer. It's location on Spot Rd means you are within minutes to The Pointe Golf Club, H2OBX Waterpark, as well as a few restaurants and a distillery. Come see this unique homesite and imagine all the opportunities this property offers.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Jarvisburg ElementaryGrades K-56.0 mi
4/10
Currituck County MiddleGrades 6-819.4 mi
3/10
Currituck County HighGrades 9-1219.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Masonry
  • Roof: Asphalt
  • Construction materials: Manufactured (Mobile),Vinyl

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Bungalow,Ranch
  • Property subType: Mobile Home,Manufactured (Mobile),Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Property

Details

  • Zoning: AG

Features

  • Waterfront features: None

Lot

  • Lot size: 1.74 Acres
  • Features: Wooded

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$85$1,020
Property Taxes $128$1,536
Electricity $200$2,405
Total$2,071$24,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 27966$216
Currituck County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 27966$282
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$358,000

For Sale by Agent

AgentThe Spencer Team
BrokerageKeller Williams - Outer Banks

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