22 Tbd Hwy, Clifton, TX, 76634
About This Home
Owner Financing Available!!! Discover the perfect getaway or income-generating retreat just steps from the shores of Lake Whitney. This inviting property features four RV sites and three cozy cabins, offering a versatile setup ideal for weekend anglers, lake lovers, long-term tenants, or short-term rental guests. Located within walking distance to the water and only minutes from boat ramps, parks, and local restaurants, it provides the ideal blend of convenience and recreation. Positioned less than an hour from Waco and about an hour from the DFW metroplex, it attracts steady interest from visitors, vacationers, and workers in the region. The owner is currently generating income from one of the cabins at nine hundred dollars per month along with revenue from the RV sites, creating a solid foundation for continued growth. Sitting on approximately 1.1 acres and made up of five combined lots, the property includes two septic systems and ample space for future expansion. With a new data center being built just one mile away, the demand for nearby rentals is expected to rise, making this an exceptional opportunity for investors seeking strong returns. Whether you are expanding your portfolio or searching for a laid-back lakeside escape, this property delivers location, lifestyle, and long-term potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: Apartment
- Property subType: Apartment,Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Microwave
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,High Speed Internet
Interior Area
- Total interior livable area: 560 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: R03434
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 1.10 Acres
Parking
- Total spaces: 2
- Parking features: Additional Parking,Gravel
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $154 | $1,848 |
| Electricity | $238 | $2,859 |
| Total | $1,779 | $21,348 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $215,000 |
| 2026-03-31 | Listed for sale | $249,000 |
For Sale by Agent
View on Zillow