248 Bannister Town Rd, Louisa, VA, 23093
About This Home
Still time to make selections! Welcome to this beautiful new construction home offering over 1,900 sq ft of thoughtfully designed living space, set on a 1.5+ acre pasture lot in Louisa County. Tucked away on a quiet dead-end street, this home offers privacy and peaceful surroundings. The open-concept main level features a spacious living area and a great kitchen with granite countertops, stainless steel appliances, and plenty of cabinet space—perfect for everyday living and entertaining. A convenient half bath completes the first floor. Upstairs you’ll find all three bedrooms, including the primary suite, along with a full hall bath and a versatile second-floor flex room ideal for a home office, media room, or play space. Additional features include a 2-car attached garage and access via a shared gravel road. Located in the desirable Courtney Farms community with other lots and floor plans available. Photos are of a similar home and may include options, colors, or upgrades not planned for this specific home. Don’t miss the opportunity to personalize this home from the start!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Wired for Data,Walk-In Closet(s)
- Flooring: Laminate,Partially Carpeted
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,982
Half Bath
- Level: First
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,982 sqft
Other
- Level: Second
Property
Details
- Parcel number: 26193
- Special condition: Other
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Deck
- Exterior features: Deck,Unpaved Driveway
Lot
- Features: Cleared,Pasture
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Unpaved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Earthquake
- Hurricane
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,282 | $27,384 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $237 | $2,844 |
| Electricity | $202 | $2,433 |
| Total | $2,884 | $34,608 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Listed for sale | $456,456 |
View on Zillow