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3219 Credenza Rd, Charlotte, NC, 28208

4beds
3baths
2,077sqft
$545,000
$262price/sqft
$3,462/moest. monthly cost
$138,480/yrincome needed

About This Home

OVER $20K in LENDER INCENTIVES with preferred lender! Ask your realtor for details. Welcome home to this inviting 4-bedroom duet in the heart of Enderly Park, one of Charlotte’s fastest growing neighborhoods! Offering the perfect blend of privacy and community, this duet single-family-style home delivers single-family living with low-maintenance appeal. Step inside to discover an open-concept main level that flows seamlessly from the well-appointed kitchen to a spacious living area. The kitchen boasts ample counter space, plenty of cabinetry, and a big pantry—ideal for storing all your essentials and making meal prep a breeze. Whether you're hosting friends or enjoying quiet family dinners, this space is designed for everyday living and entertaining. Upstairs, you'll find four generously sized bedrooms, highlighted by an oversized primary bedroom that easily accommodates a king bed, seating area, and more—your personal retreat after a long day. Outside, enjoy the privacy of a fully fenced backyard, perfect for relaxing, gardening, or letting pets and kids play safely. The location in Enderly Park puts you close to Charlotte’s growing amenities, parks, and easy access to major routes, while the neighborhood continues to attract new investment and modern development. This duet offers exceptional value with thoughtful features throughout. Don’t miss your opportunity to call this move-in-ready home yours in one of Charlotte’s most promising areas!

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
53
BikeBikeable

Schools

6/10
Westerly Hills AcademyGrades PK-51.7 mi
3/10
Wilson STEM AcademyGrades 6-83.5 mi
2/10
Harding University HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,077

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 06502119
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.11 Acres
  • Features: End Unit

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$194$2,328
Property Taxes $313$3,756
Electricity $200$2,405
Total$3,462$41,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,697/yr
40% on housing$103,860/yr
45% on housing$92,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$197
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$575,000
2026-05-02Price change$590,000
2026-04-21Price change$1,190,000
2026-04-10Price change$595,000
2026-03-31Listed for sale$599,900

New Construction

AgentTroy Knight
BrokerageLKI Realty LLC

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