See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

127 N Harvest Ridge Way Homesite 261, Clayton, NC, 27520

3beds
3baths
2,391sqft
$369,990
$155price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

SPECIAL INCENTIVES FOR THIS HOME! Qualified buyers may be eligible for a 3.375% 5/1 ARM or fixed 4.25% FHA or VA interest rate with a , plus up to $5,000 toward closing costs when financing through Velocio Mortgage. Welcome to Crescent Mills! The brand new master-planned community by Ashton Woods featuring outstanding amenities including a swimming pool with slide, club house, pool house, grilling & picnic areas, pickleball courts, playgrounds, a dog park, walking trails and plenty of green spaces! The beautiful Leland plan features a separated living room, breakfast area, kitchen, family room, and a screened-in patio. Upstairs, you'll find a generous loft, two secondary bedrooms, and the primary suite.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Wilson's Mills ElementaryGrades PK-51.4 mi
6/10
Smithfield MiddleGrades 6-84.2 mi
3/10
Smithfield-Selma HighGrades 9-124.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle
  • Construction materials: Stone Veneer,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Water Heater,Microwave,Stainless Steel Appliance(s),Oven
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Double Vanity,Kitchen Island,Open Floorplan,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,391

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,391
  • Total interior livable area: 2,391 sqft

Property

Details

  • Parcel number: 168600357762
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Swimming Pool Com/Fee,Community
  • Patio & porch: Front Porch,Screened
  • Has view: Yes

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$160$1,920
Property Taxes $197$2,364
Electricity $222$2,672
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$429,990
2026-03-31Listed for sale$441,990

New Construction

AgentJulia Benjamin
BrokerageAshton Woods Homes

Similar Homes