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4945 US HIGHWAY 17, Green Cove Springs, FL, 32043

4beds
4baths
2,588sqft
$565,000
$218price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

Here it is! That one property you've been dreaming about. Chickens, cattle, and definitely the veggie garden, can all be a reality here. Most of the property is cleared and beautiful. The barn/workshop was rebuilt about 5 years ago and has a convenient half bath. There's also a large pole barn handy for storing heavy equipment. There's a chicken coop, a fishing pond, a large dog kennel and an ample amount of space to put your dreams to fruition. The house has a front porch that extends the length of the home. Inside you will find the primary bed/bath, 2 other bedrooms and a guest bath/laundry downstairs while the entire 2nd floor is a large bedroom and full bath. There is a door in the upstairs bedroom that was supposed to lead to a balcony, but the owners didn't get around to building it. There's 2 HVAC units - ages 2017 & 2020. Water heater is 2023.Metal roof 2009. The wood burning fireplace was crafted by stones found on the property which gives it a sweet history. What is also sweet - St. John's Water Mngt owns over 600 acres of wooded land behind there so no threat of additional homes being built. The house is on the corner of US-17 and Kersey Rd. There are 2 driveways to this home and one of them does not have a gate. Please use the driveway on US-17.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Clay High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Freezer,Ice Maker,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Primary Bathroom - Tub with Shower,Master Downstairs,Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,588 sqft

Property

Details

  • Parcel number: 34062601565700100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Screened
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3.57 Acres
  • Features: Agricultural,Corner Lot,Farm

Parking

  • Total spaces: 4
  • Parking features: Detached,Detached Carport,RV Access/Parking
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$391$4,692
Property Taxes $362$4,344
Electricity $260$3,125
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$565,000
2026-03-31Listed for sale$597,000

For Sale by Agent

AgentMELISSA TAYLOR
BrokerageUNITED REAL ESTATE GALLERY

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