425 Owens Loop, Bessemer, AL, 35022
About This Home
Welcome to this promising 3-bedroom, 2-bathroom home brimming with potential for homeowners ready to add their personal touches or investors seeking their next opportunity. The updated upstairs showcases beautiful hardwood floors throughout, offering immediate livability and timeless charm. The lower-level basement presents an exciting renovation canvas, featuring a second bathroom and a possible third bedroom — wonderful for expanding living space or generating rental income. A large, fenced backyard provides ample outdoor space for entertaining and relaxation. Conveniently located near Tannehill Promenade for shopping and dining, this property delivers exceptional value. Schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1930
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Water Heater
- Laundry features: In Basement,Laundry Closet
Basement
- Has basement: Yes
- Basement: Crawl Space,Full,Walk-Out Access
Bathroom
- Level: First
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room Nook
- Level: First
Dining Room
- Level: First
Features
- Ceiling Fan(s),Separate/Formal Dining Room,Primary Downstairs,Cable TV
- Window features: Storm Window(s),Wood Frames
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Two,Gas Log,Living Room,Wood Burning
- Fireplace: Yes
Foyer
- Level: First
Heating & Cooling
- Heating features: Floor Furnace,Natural Gas,Wall Furnace
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,360
- Total interior livable area: 1,360 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 3800164005005.000
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.25 Acres
- Features: Corner Lot,Garden
Parking
- Parking features: Concrete,Driveway,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $41 | $492 |
| Electricity | $240 | $2,881 |
| Total | $768 | $9,216 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $85,000 |
| 2026-04-25 | Price change | $90,000 |
| 2026-04-09 | Price change | $95,000 |
| 2026-03-31 | Listed for sale | $105,000 |
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