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10359 W Halls River Rd #Np7, Homosassa, FL, 34448

1beds
1baths
400sqft
$69,900
$175price/sqft
$624/moest. monthly cost
$24,960/yrincome needed

About This Home

Spacious 2019 Skyline , Stone Harbor Tiny Home in Resort Community – High Elevation, Never Flooded Beautiful and well-maintained 400 sq ft tiny home located in a highly desirable riverfront resort community. This property sits on one of the highest lots in the park and has never flooded during recent hurricanes, offering peace of mind and added value. Inside, the home feels bright and open with cathedral ceilings in the main living area, creating a much more spacious feel than typical tiny homes. The layout includes a private bedroom that fits a queen bed and built-ins, plus a loft that can accommodate an additional queen bed, making it ideal for guests or visiting family. The home comes fully equipped and partially furnished, including a refrigerator, stove, above-range microwave, TV, couch with ottoman, and a dining table with four chairs. There is also a washer/dryer hookup for added convenience. Step outside to enjoy a covered deck porch and additional patio seating area, along with a vinyl fenced yard with gate, perfect for pets or relaxing outdoors. Additional metal shed on property as well. The home is located on a quiet end-of-cul-de-sac lot, offering extra privacy. Community amenities include: Two heated pools (including adult pool) Splash pad and playground River access, boat ramp, marina, and boat rentals Tiki bar on-site Clubhouse with weekly activities and weekend breakfast Golf cart-friendly community with rentals available Pet-friendly with multiple dog parks Additional details: Yearly lot rent: $7,700 (~$642/month) Resort fee: $65/month Water, trash, and Wi-Fi included On-street and off-street parking available This home is perfect for snowbirds, seasonal living, or a low-maintenance Florida retreat. Move-in ready and available now. Asking $69,900 – open to reasonable offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-129.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: Unknown

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Wall,Electric
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 400 sqft

Property

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Park

Parking

  • Parking features: Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$38$456
Property Taxes $36$432
Electricity $197$2,366
Total$624$7,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,394/yr
40% on housing$18,720/yr
45% on housing$16,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$170
Citrus County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$69,900

For Sale by Owner

AgentProperty Owner

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