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5914 Mercer St, Cut And Shoot, TX, 77303

5beds
4baths
2,776sqft
$279,990
$101price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

BRAND NEW HOME WITH NO BACK NEIGHBORS Introducing the Pioneer floorplan, a thoughtfully designed two story home offering 5 bedrooms, 4 bathrooms, and approximately 2,776 square feet of comfortable living space. The open concept main level connects the kitchen, dining, and living areas, creating an inviting flow for everyday living and entertaining. The kitchen features granite countertops, a large island, and soft close cabinets and drawers, with stainless steel appliances included for added convenience. A first floor bedroom and full bath provide flexibility for guests or multi generational living. Upstairs includes additional bedrooms along with a spacious primary suite featuring a walk in closet and an en suite bathroom, and a fully fenced backyard completes this well designed home in Avalon Ridge, which provides a comfortable setting designed for modern living and everyday ease.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Caney Creek High SchoolGrades 9-127.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick

Other

  • Builder name: Starlight Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings,En-Suite Bath,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,776 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Soft Closing Cabinets,Soft Closing Drawers

Master Bathroom

  • Features: Half Bath,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Features

  • Stories: 2
  • Fencing: Back Yard,Full

Lot

  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$215$2,580
Property Taxes $335$4,020
Electricity $304$3,657
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 77303$132
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77303$144
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$279,990
2026-03-31Listed for sale$284,990

New Construction Spec

AgentJared Turner
BrokerageStarlight Homes

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