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416 State Highway 27, Comfort, TX, 78013

1beds
1baths
1,900sqft
$1,280,000
$674price/sqft
$8,412/moest. monthly cost
$336,480/yrincome needed

About This Home

Prime commercial opportunity in the heart of Comfort, Texas along highly visible Highway 27 in the Texas Hill Country, offering excellent exposure and steady traffic. Ideal for a professional office, wine tasting room, art gallery, boutique retail, caf, coffee shop, or possible live/work opportunity. Originally built in 1940 and extensively renovated with a major addition completed in 2021, the building offers approximately 1,900 square feet blending historic character with modern functionality. Interior features include reclaimed long leaf pine floors, plaster walls, custom doors, vintage hardware, and a standing seam metal roof, creating a distinctive Hill Country aesthetic. Major upgrades include underground electrical service, updated plumbing with on-demand gas water heating, Lennox HVAC, recessed lighting, and high-speed internet wiring. Equipped with frameless Samsung TVs for presentations and HD security cameras. The property spans approximately .399 acres and includes an additional rear lot with frontage on Fourth Street, offering flexibility for parking, outdoor space, expansion, or future development. Exceptional visibility in one of the Hill Country's most charming and growing destinations.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Comfort Elementary SchoolGrades PK-50.2 mi
7/10
Comfort Middle SchoolGrades 6-80.2 mi
5/10
Comfort High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal,Standing Seam
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),See Remarks,Other
  • Fireplace features: None

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Zoning: None

Features

  • Levels: One
  • Waterfront features: None
  • Topography of land: Flood Plain,Level
  • Living area range: 1800-1999

Lot

  • Lot size: 0.40 Acres
  • Features: In City Limits

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,472$77,664
Home Insurance *$636$7,632
Property Taxes $1,066$12,792
Electricity $238$2,859
Total$8,412$100,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,411/yr
40% on housing$252,360/yr
45% on housing$224,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$674This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$457
Kendall County$455

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$1,280,000

For Sale by Agent

AgentLaura Fore
BrokerageFore Premier Properties

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