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411 Elkins Prairie Dr, Lockhart, TX, 78644

5beds
3baths
2,594sqft
$425,990
$164price/sqft
$3,109/moest. monthly cost
$124,360/yrincome needed

About This Home

MAY ESTIMATED COMPLETION. The Irving is one of our most popular floorplans at Hartland Ranch. This one-story home includes 5 bedrooms, 3 bathrooms, and a study within 2,592 square feet of living space and a 3-car garage. As you enter the home from the covered front porch, you’ll cross the foyer to the dining room, family room and kitchen. This large open concept space is perfect for entertaining and everyday living. The kitchen includes an island with undermount sink, quartz countertops, decorative tile backsplash, a corner pantry closet, stainless-steel appliances and 36’’ upper cabinets. The utility room with an extra closet is located just off the kitchen. Check out the primary bedroom, located at the back of the home. This oversized bedroom will become your oasis at the end of the day. Enjoy the 5’ walk in shower, raised cultured marble vanity with double sinks and toilet area with a separate door. A walk-in closet with generous shelving is connected to the bathroom. In the opposite rear corner of the home, you’ll find Bedroom 2 and Bath 2. This private space could be perfect for your guests or any family member that needs their own space. At the front of the home, you’ll find the additional 3 bedrooms and Bath 3. Each secondary bedroom includes a closet with shelving, and the secondary bathrooms include a shower/tub combination and shelving for extra storage or décor. The study is off the family room and features a closet as well. With all the space the Irving offers, your family is sure to love this plan. The Irving includes vinyl flooring throughout the common areas of the home and the primary bedroom, and carpet in the secondary bedrooms. All our new homes feature a covered back patio, full sod, an irrigation system in the front and back yard, and full gutters. This home features our America’s Smart Home base package, which includes the Video Front Doorbell, Front Door Deadbolt Lock, Home Hub, Thermostat, and a Smart Switch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Lockhart High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding,Fiber Cement

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Some Gas Appliances,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Pull Down Attic Stairs,Recessed Lighting,Smart Home,Smart Thermostat,Tub Shower,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs,Partially Floored

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,594 sqft

Office

  • Level: Main

Property

Details

  • Parcel number: 411 ELKINS PRAIRIE DRIVE
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio,Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,154$25,848
Home Insurance *$299$3,588
Property Taxes $372$4,464
Electricity $284$3,418
Total$3,109$37,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,594/yr
40% on housing$93,270/yr
45% on housing$82,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$379
Caldwell County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$425,990
2026-03-31Listed for sale$419,990

New Construction

AgentDavid Clinton
BrokerageDr Horton-Austin

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