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31969 Retama Ranch Ln, Spring, TX, 77386

4beds
3baths
2,280sqft
$399,990
$175price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Welcome to the home that checks every box—and adds a few you didn’t know you needed. This stunning 4-bedroom, 2.5-bath open-concept two-story is built for real life and unforgettable moments. Host holidays, game nights, or enjoy a quiet evening with room to gather and space to unwind. The chef’s kitchen is ready for pancake mornings and elegant dinners, with generous prep and seating space. A private office makes working from home effortless. Upstairs, an oversized gameroom is perfect for movies, playdates, or the ultimate hangout. Retreat to the serene primary suite, where a sunlit bay window creates the perfect spot for coffee or winding down. The spa-inspired bath offers a separate tub and shower for both quick mornings and relaxing evenings. Upgraded spindles add a modern, open feel. This isn’t just a house—it’s where memories are made.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Kaufman Elementary SchoolGrades PK-40.8 mi
6/10
Irons Junior High SchoolGrades 7-84.4 mi
7/10
Oak Ridge High SchoolGrades 9-123.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Batts Insulation,Spray Foam Insulation,Brick,Cement Siding

Other

  • Builder name: Coventry Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Electric Oven,Microwave,Free-Standing Range,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 3 Bedrooms Up,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 821412

Features

  • Stories: 2
  • Patio & porch: Patio/Deck

Lot

  • Lot size: 4,800 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Hail
Hurricane
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$258$3,096
Property Taxes $479$5,748
Electricity $250$3,004
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 77386$192
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77386$168
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$399,990
2026-03-19Price change$409,990
2026-03-03Price change$411,990
2026-02-13Pending sale$409,990
2026-02-12Price change$409,990
2026-02-04Price change$414,990
2026-01-28Price change$409,990
2026-01-14Price change$429,601
2025-12-15Listed for sale$428,601

New Construction Spec

AgentJared Turner
BrokerageCoventry Homes

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