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3013 Cunningham Farm Dr #68, Indian Trail, NC, 28079

3beds
2baths
1,599sqft
$427,000
$267price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Just a few months old, this stunning home returns to the market due to an unexpected relocation —giving your buyers the chance to scoop up a property that’s truly better than new! Designed for effortless one-level, open-concept living, this home is drenched in natural light, creating a warm and inviting atmosphere. The heart of the home, a fresh and bright gourmet kitchen, featuring a massive quartz island, sleek stainless steel appliances, gas range, ample cabinets w gold hardware and a walk-in pantry. Flowing seamlessly into the great room and dining area this space is perfect for every day living & entertaining. Private primary suite awaits, offering a spa-like ensuite bathroom and a dreamy walk-in closet. Some special features: Energy Star Certified, Luxury LVP throughout in a show stopper white oak color, 9'ft ceilings, and the lot does not back up to any other homes- ideal for privacy. Outdoors- escape to your private patio. Enjoy walking trails & sidewalk neighborhood. Fantastic location - Close to 485 & 74, dining & shopping. Don't miss this beauty!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
10/10
7/10
Porter Ridge High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Other

  • Builder name: KB Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,599

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,599
  • Total interior livable area: 1,599 sqft

Kitchen

  • Level: Main

Laundry

  • Features: Attic Stairs Pulldown,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07018094
  • Zoning: CZ-SF5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.15 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,159$25,908
Home Insurance *$135$1,620
Property Taxes $202$2,424
Electricity $200$2,405
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$427,000
2026-04-03Listed for sale$430,000

For Sale by Agent

AgentPaola McGuire
BrokerageCOMPASS

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