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1008 S 1st St, Sherman, TX, 75090

2beds
2baths
946sqft
$206,000
$218price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

This newly constructed home offers an efficient and thoughtfully designed floor plan which features an open floor plan with two bedrooms and two full bathrooms. The interior features marble countertops, a walk-in pantry, electric oven and stove, microwave, and a utility room with a provided washer and dryer. This home features a one-car garage and covered front porch. The backyard is fully fenced with a wooden privacy fence for your comfort. This home is ideal for low-maintenance, modern living located less than one mile from downtown Sherman.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
5/10
Piner Middle SchoolGrades 6-81.0 mi
5/10
Sherman High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Brick,Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Pantry,Vaulted Ceiling(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 946 sqft

Living Room

  • Level: First
  • Dimensions: 14 x 13

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 471048

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Fencing: Privacy,Wood

Lot

  • Lot size: 4,138 sqft

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Concrete,Covered,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,041$12,492
Home Insurance *$219$2,628
Property Taxes $211$2,532
Electricity $238$2,859
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 75090$123
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75090$157
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$206,000

New Construction

AgentTerrin Bertholf
BrokerageBertholf Commercial Real Estate

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