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9312 Chiswell Trl, Palmetto, FL, 34221

4beds
3baths
2,271sqft
$357,649
$157price/sqft
$2,529/moest. monthly cost
$101,160/yrincome needed

About This Home

Under Construction. What's Special: Flat Lot | Close to Park | Close to Trails | Loft | Popular Plan | Oversized Closet in Primary. New Construction - May Completion! Built by America's Most Trusted Home Builder. Welcome to the Elm at 9312 Chiswell Trail in Cove at Coasterra. Explore this beautifully designed new home offering an open, airy layout perfect for modern living. Just beyond the foyer, the spacious great room flows seamlessly into the kitchen and dining area, creating an ideal space for gathering. The kitchen features elegant gray cabinets and a large island, while extended tile flooring throughout the main living areas adds both style and durability. Step outside to enjoy the covered patio for relaxing or entertaining. Upstairs, the private primary suite includes a luxurious en-suite bath and a generous walk-in closet. A versatile loft anchors three secondary bedrooms, a shared full bath, and a convenient laundry room. In this master-plan amenity-rich community, natural beauty is everywhere, along with endless opportunities for fun, fitness, and connection. Club Coasterra, the grand amenity center overlooking a 65-acre lake, truly has it all. Take a dip in one of four sparkling pools, including a lap pool and resort-style options, relax under a shaded cabana, enjoy a workout or some friendly competition, and then unwind at the lakeside pavilion complete with a sandy beach and social hall. The excitement continues at the Eastuary and Watermark Amenity Centers, where you can swim, visit the dog park, and enjoy a scenic 20-acre lake. For outdoor enthusiasts, explore the 160-acre nature park featuring walking trails, smaller lakes, and miles of wide pathways and jogging trails, perfect for fresh-air adventures. Just off Buckeye Road within the master-planned Coasterra community, this prime location in Palmetto offers easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: Whole house blinds. Photos are for representative purposes only. MLS#TB8492797

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Palmetto High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Cement Siding,Stone

Other

  • Builder model: Elm
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Open Floorplan,PrimaryBedroom Upstairs
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Luxury Vinyl,Tile

Great Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,271
  • Total interior livable area: 2,271 sqft

Kitchen

  • Features: No Closet
  • Level: First

Laundry

  • Level: Second

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: NALOT 268
  • Zoning: RES
  • Special condition: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System
  • Waterfront features: Lake

Lot

  • Lot size: 4,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,808$21,696
Home Insurance *$267$3,204
Property Taxes $226$2,712
Electricity $228$2,742
Total$2,529$30,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,708/yr
40% on housing$75,870/yr
45% on housing$67,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34221$139
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34221$207
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$357,649
2026-04-03Price change$352,999
2026-04-01Listed for sale$369,099

New Construction Spec

AgentMichelle Campbell
BrokerageTAYLOR MORRISON REALTY OF FL

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