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183 Pine Branch Rd, Harlan, KY, 40831

3beds
2baths
1,216sqft
$105,900
$87price/sqft
$904/moest. monthly cost
$36,160/yrincome needed

About This Home

Welcome home to this beautifully refurbished 2014 singlewide offering 3 bedrooms and 2 full bathrooms, perfectly situated on 0.58 acres. This home has been thoughtfully updated, giving it a fresh, modern feel while maintaining comfort and functionality. Enjoy an open and inviting layout with spacious living areas, a well-appointed kitchen, and a split-bedroom design that provides added privacy. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this property checks all the boxes. Step outside and take in the peaceful, rural setting with plenty of room to relax, garden, or entertain—all while being just minutes from shopping, dining, and major highways, making everyday convenience a breeze. Don't miss your chance to own a move-in ready home with the perfect balance of country living and city convenience—schedule your showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Harlan County High SchoolGrades 9-125.4 mi
6/10
Cawood Elementary SchoolGrades PK-84.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 08430000125.001

Features

  • Levels: One

Lot

  • Lot size: 0.58 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Winter Weather
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance *$150$1,800
Property Taxes $65$780
Electricity $154$1,850
Total$904$10,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,994/yr
40% on housing$27,120/yr
45% on housing$24,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 40831$81
Harlan County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 40831
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$105,900

For Sale by Agent

AgentSarah Richards
BrokerageRE/MAX Preferred Group

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