See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

395 Norris Ridge Rd, Philippi, WV, 26416

3beds
1baths
1,075sqft
$160,000
$149price/sqft
$1,171/moest. monthly cost
$46,840/yrincome needed

About This Home

Lovely home in great location! 3 bedrooms, 1 bath, carpet & vinyl floors, laundry room, covered porch, 1 car garage, & situated on 1.55 acres!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
3/10
Philippi Middle SchoolGrades 5-81.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Basement: None

Bedroom2

  • Level: First
  • Area: 161.1806

Bedroom3

  • Level: First
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,075

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 136.70138888888889

Living Room

  • Level: First
  • Area: 226.02777777777777

Master Bedroom

  • Level: First
  • Area: 131.90972222222223

Property

Details

  • Parcel number: 0107000600060006
  • Zoning description: None

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 1.56 Acres
  • Features: Level,Sloped
  • Lot size dimensions: 1.556

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$133$1,596
Property Taxes $48$576
Electricity $181$2,178
Total$1,171$14,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,148/yr
40% on housing$35,130/yr
45% on housing$31,226/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 26416$157
Barbour County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 26416
Barbour County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$168,000
2026-04-01Listed for sale$173,000

For Sale by Agent

AgentJENNA HORNBECK
BrokerageCOUNTRY ROADS REALTY, DIV OF UPSHUR AGENCY, INC

Similar Homes