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4201 Boulder Creek Dr, Midland, MI, 48642

3beds
2baths
1,711sqft
$599,900
$351price/sqft
$4,212/moest. monthly cost
$168,480/yrincome needed

About This Home

Built by Cobblestone Homes, this beautifully crafted 1,711 sq ft ranch offers 3 bedrooms and 2 full baths, perfectly situated on a premium private cul-de-sac lot surrounded by mature trees for exceptional serenity and privacy. The home features a spacious 3-car garage and a large covered rear porch ideal for relaxing or entertaining. Inside, the open-concept layout showcases a stunning great room with vaulted ceilings and a striking gas fireplace with a handcrafted surround, creating a warm and inviting focal point. The kitchen is thoughtfully designed with custom McIntyre handcrafted cabinetry, quartz countertops, a stylish tiled backsplash, corner pantry, and a custom hood vent blending functionality with modern design. The primary suite serves as a private retreat, complete with a custom tiled shower, double vanity, and a generous walk-in closet. Additional highlights include a full basement with plumbing in place for a future finish, offering endless possibilities for added living space. This home combines quality craftsmanship, modern finishes, and a peaceful setting making it a must-see.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Property

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric in Garage,Garage Door Opener,3 or More Spaces,Covered,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$297$3,564
Property Taxes $694$8,328
Electricity $188$2,259
Total$4,212$50,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,411/yr
40% on housing$126,360/yr
45% on housing$112,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$176
Midland County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentTim Corcoran
BrokerageCobblestone Realty LLC

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