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130 W Scott St, Seneca, IL, 61360

4beds
3baths
1,940sqft
$249,000
$128price/sqft
$1,979/moest. monthly cost
$79,160/yrincome needed

About This Home

Where history meets home. Originally built as a church, this thoughtfully reimagined property has been transformed into a bright, unique four-bedroom residence full of character and charm. The striking architecture-with its dramatic rooflines and original form-offers a one-of-a-kind backdrop for modern living. Inside, the layout has been adapted to accommodate four bedrooms and comfortable living spaces, blending architectural significance with everyday functionality. This spacious 4-bedroom, 2 1/2-bath residence has been thoughtfully converted into a warm and inviting home while preserving its unique architectural charm. Inside, you'll find generous living spaces, high ceilings, and distinctive details that make this property unlike anything else on the market. The flexible layout offers room for entertaining, working from home, or simply enjoying the comfort of a large, well-designed space. Ideal for buyers seeking something beyond the ordinary, this property offers the rare opportunity to own a piece of history while making it your own. Agent Related. This home has a new roof, new windows, new electrical, new plumbing. In addition to city sewer, the home also has a septic for the basement toilet. This septic has recently been pumped. All dimensions are approximate.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
Seneca High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Concrete

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Level: Basement
  • Area: 143
  • Dimensions: 11X13

Bedroom4

  • Level: Basement
  • Area: 88
  • Dimensions: 11X8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Area: 312
  • Dimensions: 26X12

Features

  • Finished area below ground: 970

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 216
  • Dimensions: 18X12

Laundry

  • Level: Main
  • Area: 28
  • Dimensions: 4X7

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2023479002
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 2,500 sqft
  • Lot size dimensions: 50x50

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$177$2,124
Property Taxes $394$4,728
Electricity $149$1,790
Total$1,979$23,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,851/yr
40% on housing$59,370/yr
45% on housing$52,773/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 61360$143
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61360$130
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$264,900
2026-04-01Listed for sale$269,000

For Sale by Agent

AgentErin Stuedemann
BrokerageColdwell Banker Real Estate Group

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