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48 Dogwood Ct, Sparta, GA, 31087

3beds
3baths
1,700sqft
$289,900
$171price/sqft
$2,120/moest. monthly cost
$84,800/yrincome needed

About This Home

Your Lake Sinclair escape awaits. This stunning new construction home offers the charm of lake living with deeded lake access and peaceful seasonal lake views--all tucked away on a private wooded .59 acre lot. Step inside to a bright open floor plan featuring a soaring vaulted great room that flows effortlessly into the kitchen and dining space--ideal for gathering with family and friends. The main-level bedroom and bath provide flexibility for convenient one level living, while two additional bedrooms and full bathrooms upstairs create the perfect retreat. But the real showstopper? The gorgeous vaulted porch--your go-to-spot for morning coffee, evening wine and soaking in the serene lake atmosphere. Fantastic location, just minutes to shopping and restaurants in downtown Milledgeville. A perfect blend of comfort, style and access to lake life--without the waterfront price tag. ***SOME PHOTOS ARE STOCK PHOTOS

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
Lewis Elementary SchoolGrades PK-514.7 mi
4/10
3/10
Hancock Central High SchoolGrades 9-1214.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal,Tin
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • High Ceilings,Master On Main Level,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,700
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 012B 015

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: Lake Sinclair

Lot

  • Lot size: 0.59 Acres
  • Features: Corner Lot

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$209$2,508
Property Taxes $227$2,724
Electricity $219$2,637
Total$2,120$25,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,685/yr
40% on housing$63,600/yr
45% on housing$56,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$148
Hancock County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Hancock County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentLadonna S Swinwood
BrokerageAlgin Realty, Inc.

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