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828 5th AVENUE S S #820, 822, 826, 421 W, La Crosse, WI, 54601

--beds
--baths
--sqft
$675,000
--price/sqft
$4,741/moest. monthly cost
$189,640/yrincome needed

About This Home

Multiple cash flow streams with bar business and three residential rental units on almost half acre of land. Commercial building on corner of 5th and Winnebago, currently operated as Ye Old Style Inn. Along with the building, it includes parking lot to the west on Winnebago, rental apartment on above the commercial space and 2 other single family rentals on adjoining parcel. Two single family homes treated as a duplex with one main for water and one for sewer meets code per city of La Crosse.

Getting Around

76
WalkingVery Walkable
40
TransitSome Transit
82
BikeVery Bikeable

Schools

6/10
4/10
Longfellow Middle SchoolGrades 6-81.3 mi
7/10
Central High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: 21+ Years

Materials

  • Construction materials: Stucco/Slate,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Heating & Cooling

  • Heating features: Natural Gas,Central Air,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 017030115140
  • Zoning: residential
  • Exclusions: Sellers/Renters Personal Items

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: Outdoor Space,Inside Parking,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$336$4,032
Property Taxes $821$9,852
Electricity $171$2,054
Total$4,741$56,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,548/yr
40% on housing$142,230/yr
45% on housing$126,426/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$159
La Crosse County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$750,000

For Sale by Agent

AgentMichael Richgels
BrokerageRE/MAX Results

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