4038 Cullen Dr, Union, KY, 41091
About This Home
New construction by Fischer Homes in the beautiful Ballyshannon community, featuring the stunning Teagan design. This sophisticated design offers 3 bedrooms and 3 full baths. The open-concept layout connects the spacious family room with expansive kitchen featuring large islands and generous pantry space. The primary suite serves as a luxurious personal retreat with walk-in closet and en-suite bathroom. This home provides the perfect blend of style, comfort, and adaptability. Finished walk-out lower level! The spacious 2-bay garage completes this exceptional home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Fiber Cement,Stone
Other
- Builder name: Fischer Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom3
- Level: First
- Area: 143
- Dimensions: 11 x 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Breakfast Room
- Level: First
- Area: 120
- Dimensions: 12 x 10
Family Room
- Features: Fireplace(s),Walk-Out Access
- Level: First
- Area: 396
- Dimensions: 18 x 22
Features
- Kitchen Island,Walk-In Closet(s),Pantry,Open Floorplan,Entrance Foyer,Double Vanity,Breakfast Bar
- Door features: Multi Panel Doors
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,360
- Total interior livable area: 2,975 sqft
Kitchen
- Features: Kitchen Island,Wood Cabinets
- Level: First
- Area: 144
- Dimensions: 12 x 12
Office
- Features: French Doors
- Level: First
- Area: 143
- Dimensions: 11 x 13
Other
- Features: Walk-Out Access
- Level: Lower
- Area: 720
- Dimensions: 30 x 24
Primary Bedroom
- Features: Bath Adjoins,Walk-In Closet(s)
- Level: First
- Area: 238
- Dimensions: 17 x 14
Property
Accessibility
- Accessibility features: None
Details
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Porch
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 84 x 140
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Lightning
- Strong Wind
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,315 | $39,780 |
| Home Insurance * | $238 | $2,856 |
| Property Taxes | $458 | $5,496 |
| Electricity | $234 | $2,819 |
| Total | $4,245 | $50,940 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $655,668 |
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