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1319 Wintergreen Lane NE, Bainbridge Island, WA, 98110

1beds
2baths
789sqft
$380,000
$482price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Affordable Wintergreen Townhomes limited to purchase by low-income households (typically incomes range from $45,000 to $79,600 (80% AMI for a 2-person household). The affordable Wintergreen Townhome's base price of $380,000 is reduced to as low as $275,000 after eligible grants. These affordable townhomes are part of Housing Resources Bainbridge’s community land trust. Contact HRB for application details. Monthly payment affordability facilitated by property tax exemption, financing options with below market interest rates, down payment assistance subsidies and other grants available to buyers. Wintergreen is located in the heart of Bainbridge Island, walking distance to the Seattle ferry, shopping, schools, parks and local jobs.

Getting Around

59
WalkingSomewhat Walkable
27
TransitSome Transit
80
BikeVery Bikeable

Schools

8/10
Woodward Middle SchoolGrades 7-81.0 mi
10/10
Bainbridge High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Central Highland Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: powder bathroom/ under stairs

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Third

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 789
  • Total interior livable area: 789 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 57390000420007
  • On leased land: Yes
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater
  • Topography of land: Level

Lot

  • Lot size: 435.60 sqft
  • Features: Open Lot,Paved,Sidewalk,Cable TV,High Speed Internet,Patio

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Landslide
Tsunami

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$70$840
Property Taxes $228$2,736
Electricity $149$1,793
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$532
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$380,000

New Construction

AgentKaren M Bazar
BrokerageColdwell Banker Bain

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