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21 A and 21B State Route183, Stanhope, NJ, 07874

4beds
2baths
1,820sqft
$540,000
$297price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

This multi-family property presents a great opportunity for both investors and owner-occupants. Town recognized, 2 family property with 2 beds, 1 bath and laundry in each unit. Off street parking, a fenced in shared backyard and rocking chair front porch. Just one block to Lake Musconetcong and 0.5 miles to Netcong NJ Transit train station. Conveniently located just moments from both Stanhope's Main Street and Netcong's Main Street, with access to restaurants, grocery and entertainment. Easy access to Rt 80, Rt 206 and Rt 46. Cameras on premises. Sqft approx and per tax records.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Valley Road SchoolGrades PK-80.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range/Oven - Electric,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Dining Room,Kitchen
  • Flooring: Carpet,Vinyl-Linoleum Floors

Heating

  • Heating features: 2 Units,Forced Air,Oil Tank Above Ground - Inside

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Property

Details

  • Parcel number: 2819111030000000200000
  • Exclusions: Personal property.

Features

  • Patio & porch: Open Porch(es),Patio,Porch
  • Exterior features: Sidewalk
  • Fencing: Metal Fence

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 45 IRR

Parking

  • Total spaces: 3
  • Parking features: Dirt,Shared Driveway,Off Street,None
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$184$2,208
Property Taxes $990$11,880
Electricity $200$2,407
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 07874$230
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07874$350
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$545,000

For Sale by Agent

AgentJessica Sohl
BrokerageRe/Max Heritage Properties

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