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5123 Ravinia Ln Lot 1434, Chattanooga, TN, 37419

4beds
5baths
3,371sqft
$1,595,000
$473price/sqft
$9,366/moest. monthly cost
$374,640/yrincome needed

About This Home

Welcome to 5123 Ravinia Lane featuring an Architect-authored home specifically for this lot on Sunset Ridge. The exterior features extensive stone work to anchor the architecture visually into the mountain. Featuring four bedrooms with primary on main, with 4.5 baths, the large open floor plan creates an atmosphere of connectivity and togetherness while abundant windows allow you to enjoy serenity and peace amongst the trees of Black Creek. Come home to your dream home with A. Perry Homes in Black Creek Chattanooga. This heavily wooded .59 acre lot is adjacent to the wooded view on the northeast property lines so it feels much larger.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Raised
  • Construction materials: Stone,Wood Siding

Other

  • Builder name: A Perry Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Bedroom

  • Level: Second
  • Area: 159
  • Dimensions: 12 x 13.25

Bedroom

  • Level: Second
  • Area: 162.5
  • Dimensions: 13 x 12.5

Bedroom

  • Level: Second
  • Area: 196.875
  • Dimensions: 15.75 x 12.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 123
  • Dimensions: 12 x 10.25

Features

  • See Remarks
  • Flooring: See Remarks
  • Fireplace: Yes
  • Finished area above ground: 3,371

Great Room

  • Level: First
  • Area: 400
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,371
  • Total interior livable area: 3,371 sqft

Kitchen

  • Level: First
  • Area: 201.5
  • Dimensions: 13 x 15.5

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 14 x 16

Office

  • Level: First
  • Area: 183
  • Dimensions: 12 x 15.25

Property

Accessibility

  • Accessibility features: Accessible Central Living Area

Details

  • Parcel number: 165b A 061
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: See Remarks
  • Exterior features: Private Yard
  • Fencing: None

Lot

  • Lot size: 0.59 Acres
  • Features: Near Golf Course,Private,Wooded
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance $204$2,448
Property Taxes $824$9,888
Electricity $273$3,286
Total$9,366$112,392

Income You'd Need if You Spent...

35% on housing$321,120/yr
40% on housing$280,980/yr
45% on housing$249,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 37419$233
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37419
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$1,595,000

New Construction

AgentJohn Wagoner
BrokerageReal Estate Partners Chattanooga LLC

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