See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

214/216 N Pine St, Saint Louis, MI, 48880

4beds
2baths
1,504sqft
$249,000
$166price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

This historic St. Louis home is ready to move into just blocks from downtown! Fully remodeled in 2008 from the inside out, this home features 1,500 square feet of comfort, a spacious 2 car garage, a covered back deck, a fully fenced in yard, and a 750 square foot attached apartment for an additional stream of income. This property is perfect for a growing family, a settling couple, a quiet individual, virtually anyone! She's ready for a new homeowner to create more memories inside her loving walls.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2008

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Electric Water Heater,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Drywall,Cable TV
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5301013200
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two,One
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Sidewalk
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 80 x 220

Parking

  • Parking features: Two Car,Paved,Detached,Garage Door Opener
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$141$1,692
Property Taxes $228$2,736
Electricity $188$2,259
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 48880$62
Gratiot County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 48880$119
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$249,000

For Sale by Agent

AgentJurnie Havens
BrokerageRESULTS REALTY

Similar Homes