97 Northbank Ln, Spring Hill, FL, 34609
About This Home
Welcome to 97 Northbank Lane, Spring Hill, Florida — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,531 square foot of well-planned living space, featuring 5 bedrooms, 3 bathrooms, a 3-car garage, and an open-concept living space that creates a seamless flow between gathering areas. This home includes the following: Spacious Layout: 3,531 square foot of living space designed with an open-concept floorplan for comfortable everyday living and effortless entertaining Owner's Bedroom: Located on the upper level, the owner's bedroom provides a private retreat with an en-suite bathroom 5 bedrooms and 3 full Bathrooms: Generously appointed with quality fixtures and finishes Quality of Design: Every detail has been carefully considered, from the layout of the floorplan to the selection of materials and finishes Open-Concept Living Space: The main living areas connect fluidly, offering a bright and inviting atmosphere for daily life This home is situated in a welcoming neighborhood with convenient access to nearby parks, perfect for outdoor recreation and leisure activities. The surrounding area offers a pleasant setting for those who enjoy spending time outdoors. This new construction home at 97 Northbank Lane in Spring Hill, Florida represents an outstanding opportunity to own a beautifully designed home with generous space and quality finishes throughout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: M/I Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total interior livable area: 3,531 sqft
Property
Features
- Levels: 2.0
- Stories: 2
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $307 | $3,684 |
| Electricity | $355 | $4,264 |
| Total | $3,560 | $42,720 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $566,630 |
View on Zillow