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2798 Union Church Rd, Carthage, NC, 28327

4beds
2baths
2,152sqft
$399,900
$186price/sqft
$2,538/moest. monthly cost
$101,520/yrincome needed

About This Home

Ready to lay down roots? This 5 plus acre Moore County spread is primed and ready for your homesteading dreams. Featuring a well kept 2016 home, a barn, a horse lean to, extra fencing, and existing chicken coops, this mini farm is just waiting for your livestock and boots on the front porch. With roughly 2+ acres already cleared, you have got wide open pasture potential right out of the gate. Inside, the kitchen is the workhorse of the home, boasting a marble island and a heavy duty dual refrigerator setup that can be custom configured into one massive unit, perfect for storing your harvest or entertaining the whole family. The property is hooked up to county water and a 4 bedroom septic system, but there is also a private well sitting on the land with a pump to help irrigate your future crops. Nature lovers will appreciate the active deer feeder; the local herd is already well accustomed to grabbing their supper right in the yard. To top it all off, you are zoned right in the highly sought after Union Pines High School district. Out here on Union Church Road, there are no HOAs to fence you in. Plus, if you need more room to roam or space for the family, there is an adjacent 2 acre parcel with a manufactured home available to string together a true family compound. Note: Lot 3 per recently recorded subdivision (Buyer to verify acreage/parcel details, mapping may be delayed). Approx. 5.17 acres with about 2+ acres cleared. Setup for hobby farming: barn, lean to, extra fencing, and chicken coops.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
7/10
Union Pines High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2016

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level,In Unit

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Dining Area,Dressing Area,Den,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Garden Tub/Roman Tub,High Speed Internet,Kitchen Island,Kitchen/Dining Combo,Living/Dining Room,Bath in Primary Bedroom,Pantry,Recessed Lighting,See Remarks,Separate Shower,Tub Shower
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,152 sqft

Property

Details

  • Parcel number: 10002290
  • Zoning description: AR - Agricultural
  • Special condition: Standard
  • Exclusions: n/a

Features

  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Dog Run,Fence,Porch
  • Fencing: Partial
  • Topography of land: Cleared
  • Residential vegetation: Wooded
  • Living area range: 2001-2200

Lot

  • Lot size: 5.17 Acres
  • Features: 5-10 Acres,Backs To Trees,Cleared,Partially Cleared,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Hurricane
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$127$1,524
Property Taxes $189$2,268
Electricity $200$2,405
Total$2,538$30,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,017/yr
40% on housing$76,140/yr
45% on housing$67,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28327$176
Moore County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28327$196
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$439,000

For Sale by Agent

AgentJACOB LOGAN
BrokerageEXP REALTY LLC

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