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105 Denny St, Oceana, WV, 24870

3beds
2baths
1,577sqft
$45,000
$29price/sqft
$478/moest. monthly cost
$19,120/yrincome needed

About This Home

This one-level home offers a great opportunity for a first-time buyer or investor looking to add value. With a solid structure and a functional layout, it just needs a little TLC to really shine. Inside, you'll find wide hallways and an open living room, dining room, and kitchen area that creates an easy, comfortable flow. The kitchen features both a bar and an eat-in space, giving you plenty of room for everyday living or entertaining. The home includes washer and dryer hookups, all conveniently located on one level. A built-in back porch offers additional space and is ready to be finished to suit your needs. Even better—this property comes with a washer, dryer, stove, kitchen table, and living room furniture, making it move-in ready or rental-ready from day one. A great value with tons of potential!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Oceana Middle SchoolGrades 5-80.2 mi
5/10
Westside High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Bathroom
  • Finished area below ground: 0
  • Finished area above ground: 1,577

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,577
  • Total interior livable area: 1,577 sqft

Property

Features

  • Patio & porch: Covered

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: .23

Parking

  • Parking features: Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$56$672
Property Taxes $14$168
Electricity $181$2,178
Total$478$5,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,388/yr
40% on housing$14,340/yr
45% on housing$12,746/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$29This listing

vs Other Active Listings

Avg $/sqft

ZIP 24870$46
Wyoming County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 24870
Wyoming County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$82,500
2026-04-02Listed for sale$90,000

For Sale by Agent

AgentRebecca Stephens
BrokerageEXIT ELEVATION REALTY

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