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2890 Lewis Rd, Milton, FL, 32570

3beds
2baths
2,000sqft
$499,899
$250price/sqft
$3,483/moest. monthly cost
$139,320/yrincome needed

About This Home

***To Be Built***Still time to select colors***Ultimate Country Living!!! Brand new 3 bedroom 2 bath home with attached 22' x 24' carport on a half acre lot. Full width covered front porch to enjoy the outdoors. Beautiful porcelain wood look plank tile in the dining room and all wet areas! Carpet in the Living Room and bedrooms. 3cm granite countertops throughout; Stainless steel appliances with range exhaust vented through the ceiling; Solid wood cabinets with soft close doors and drawers; Big laundry room with lots of cabinets and a large utility sink; Interior wood casing trim on all windows; Tray ceilings in the Living Room, and Bedrooms trimmed out with 2 step crown moulding; Custom tiled master shower; Fully tiled surround in guest bath tub/shower combo; Delta plumbing fixtures at all sinks. Being built by a local award winning builder.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Jay Elementary SchoolGrades PK-69.6 mi
4/10
Jay High SchoolGrades 7-129.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle,Gable
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country, Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Double Oven,Self Cleaning Oven
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 96.5833

Bedroom1

  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Ceiling Fan(s),Crown Molding,Recessed Lighting
  • Door features: Insulated Doors
  • Flooring: See Remarks,Tile,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First
  • Area: 172.9167

Living Room

  • Level: First
  • Area: 463.3333

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 144n280000005000000
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 0.50 Acres
  • Features: Interior Lot
  • Lot size dimensions: 105'x 209'

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$506$6,072
Property Taxes $249$2,988
Electricity $201$2,415
Total$3,483$41,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,417/yr
40% on housing$104,490/yr
45% on housing$92,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$148
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-25Price change$499,899
2025-09-09Listed for sale$499,999

New Construction

AgentJon Payne
BrokerageMike Price Signature Homes

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