




173 Bay Valley Road, Kenly, NC, 27542
About This Home
The Ruffin II ~4-Bedrooms or use one as FINISHED Bonus rm, 2-Bath Home on Nearly an Acre~ALL on MAIN level except 4th Bedroom or Bonus room & unf attic storage~This beautiful NEW CONSTRUCTION home offers space, style, and comfort, featuring QUARTZ countertops, an open-concept kitchen with an eat-at bar, and a vaulted family room centered around an electric fireplace, it's perfect for both everyday living and entertaining. The primary suite includes a separate shower and soaking tub, double vanity, and QUARTZ countertops~2 other roomy bedrooms on MAIN level~4th bedroom/Bonus/Office And additional 292+/-sf unfinished walk-in attic storage area are on second floor~Step outside from the dining area onto a concrete patio overlooking a spacious yard—ideal for relaxing or gatherings~The home also features a double-car garage and a walk-in laundry room for convenience.~WELCOME HOME
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame,See Remarks
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Range,Dishwasher
- Laundry features: Laundry Room
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: Main
Features
- Master Downstairs,Walk-in Closet(s),Entrance Foyer,Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Carpet,See Remarks
- Attic: Partially Floored,Walk-In,See Remarks
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,991
- Total interior livable area: 1,991 sqft
Kitchen
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Second
Property
Details
- Parcel number: 03q03037g
- Zoning: RES
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Covered,Patio,Porch,See Remarks
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 1800 - 1999
Lot
- Lot size: 0.97 Acres
- Lot size dimensions: 85 x 437 x 85 x 436
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached,Other,Garage Door Opener,See Remarks
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Drought
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Johnston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $191 | $2,292 |
| Electricity | $200 | $2,405 |
| Total | $2,406 | $28,872 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $368,000 |
| 2026-04-02 | Listed for sale | $387,000 |
