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173 Bay Valley Road, Kenly, NC, 27542

4beds
2baths
1,991sqft
$359,900
$181price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

The Ruffin II ~4-Bedrooms or use one as FINISHED Bonus rm, 2-Bath Home on Nearly an Acre~ALL on MAIN level except 4th Bedroom or Bonus room & unf attic storage~This beautiful NEW CONSTRUCTION home offers space, style, and comfort, featuring QUARTZ countertops, an open-concept kitchen with an eat-at bar, and a vaulted family room centered around an electric fireplace, it's perfect for both everyday living and entertaining. The primary suite includes a separate shower and soaking tub, double vanity, and QUARTZ countertops~2 other roomy bedrooms on MAIN level~4th bedroom/Bonus/Office And additional 292+/-sf unfinished walk-in attic storage area are on second floor~Step outside from the dining area onto a concrete patio overlooking a spacious yard—ideal for relaxing or gatherings~The home also features a double-car garage and a walk-in laundry room for convenience.~WELCOME HOME

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Glendale-Kenly ElementaryGrades PK-52.1 mi
9/10
North Johnston MiddleGrades 6-84.6 mi
3/10
North Johnston HighGrades 9-123.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Entrance Foyer,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,See Remarks
  • Attic: Partially Floored,Walk-In,See Remarks

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 03q03037g
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio,Porch,See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.97 Acres
  • Lot size dimensions: 85 x 437 x 85 x 436

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Other,Garage Door Opener,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$196$2,352
Property Taxes $191$2,292
Electricity $200$2,405
Total$2,406$28,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 27542$133
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27542$176
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$368,000
2026-04-02Listed for sale$387,000

New Construction

AgentJoey Millard-Edwards
BrokerageCarolina Realty

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