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20702 Vernon Ave, Elkhorn, NE, 68022

5beds
3baths
3,135sqft
$599,000
$191price/sqft
$4,405/moest. monthly cost
$176,200/yrincome needed

About This Home

Just completed! Exquisite SOUTH facing Paxton Ranch loaded with high-end upgrades & elevated style built by Empire Estates - sitting on a premium lot with no backyard neighbors. This luxurious 5 bed, 3 bath, 3 car garage ranch features 10 ft high ceilings on the main level with designer accents in the family room, entry and primary bedroom. Beautiful fireplace with built-ins is focal point of living room surrounded by large windows for natural light. Open kitchen concept with upgraded two-tone custom soft-close cabinets and sleek quartz countertops/backsplash, pantry and upgraded appliances! Gorgeous primary suite with walk-in shower, double vanity and large walk-in closet. Open concept basement with functional wet bar, quartz countertops, room for full size fridge along with 2 additional bedrooms and 3/4 bath.  Enjoy the views from the covered patio, high efficiency furnace, water heater & enhanced insulation methods to keep it energy efficient.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
9/10
Elkhorn High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block

Other

  • Builder name: Empire Estates

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Basement

  • Area: 1704

Basement

  • Has basement: Yes
  • Basement: Egress,Full

Bedroom2

  • Level: Main
  • Area: 151.62

Bedroom3

  • Level: Main
  • Area: 115.14

Bedroom4

  • Level: Basement
  • Area: 161.2

Bedroom5

  • Level: Basement
  • Area: 159.852

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,431
  • Finished area above ground: 1,704

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,135
  • Total interior livable area: 3,135 sqft

Kitchen

  • Level: Main
  • Area: 180.48

Living Room

  • Level: Main
  • Area: 236.3

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Level: Main
  • Area: 184.851

Property

Details

  • Parcel number: 0524850254

Features

  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Over 1/4 up to 1/2 Acre
  • Lot size dimensions: 17.68 x 71.5 x 131.04 x 84 x 118.41

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $376$4,512
Property Taxes $808$9,696
Electricity $193$2,322
Total$4,405$52,860

Income You'd Need if You Spent...

35% on housing$151,028/yr
40% on housing$132,150/yr
45% on housing$117,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 68022$212
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68022$194
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$615,000

New Construction

AgentJennifer Chinn, BHHS Ambassador Real Estate
BrokerageBHHS Ambassador Real Estate

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