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1102 Three Rivers Ln, Uvalda, GA, 30473

7beds
4baths
4,568sqft
$694,900
$152price/sqft
$5,134/moest. monthly cost
$205,360/yrincome needed

About This Home

Welcome to 1103 3 Rivers Ln - a rare chance to own a one-of-a-kind property on the beautiful Oconee River. This spacious 7 bedroom, 4 bathroom home sits on approximately 17.43 acres, offering the perfect blend of privacy, recreation, and rich history. Once used as a historic river post for shipping goods downstream, this property is uniquely positioned just upstream from the confluence of the Altamaha, Oconee, and Ocmulgee Rivers - an area known for its natural beauty and significance. The home features generous living space including a dedicated library, ideal for quiet mornings or working from home. Outside, the land offers endless possibilities with a planted mini farm, room to expand, and abundant recreational opportunities including hunting, fishing, and exploring along the riverfront. Whether you're looking for a private retreat, family compound, or investment property with character, this property delivers. - 7 Bedrooms / 4 Bathrooms - Approx. 17.43 Acres - Direct Oconee River Frontage - Historic River Post Location - Library / Flex Space - Established Mini Farm - Excellent Hunting, Fishing & Outdoor Recreation Opportunities like this don't come around often - schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
7/10
Montgomery Co. High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1935

Materials

  • Roof: Metal,Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Other,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 7

Features

  • Other,Soaking Tub
  • Flooring: Other,Wood
  • Finished area below ground: 0
  • Finished area above ground: 4,568

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 4,568
  • Total interior livable area: 4,568 sqft

Property

Details

  • Parcel number: 033 014

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Deep Water Access
  • Waterbody name: Oconee, Altamaha And Ocmulgee

Lot

  • Lot size: 17.43 Acres
  • Features: Other

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$709$8,508
Property Taxes $469$5,628
Electricity $443$5,325
Total$5,134$61,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,022/yr
40% on housing$154,020/yr
45% on housing$136,906/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 30473$79
Montgomery County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 30473$62
Montgomery County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$694,900

For Sale by Agent

AgentDawson Dyal
BrokerageKeller Williams Atlantic Partners

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