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7 Ancient Oaks Ct, Charles Town, WV, 25414

3beds
3baths
2,266sqft
$664,900
$293price/sqft
$4,112/moest. monthly cost
$164,480/yrincome needed

About This Home

Discover the charm of this stunning new construction home, set to be completed in July 2026. This exquisite ranch-style residence combines modern farmhouse aesthetics with thoughtful design, offering a perfect blend of comfort and elegance. With 3 spacious bedrooms and 2.5 bathrooms, this home is designed for both relaxation and entertaining. Step inside to find an inviting open floor plan that seamlessly connects the family room to the gourmet kitchen, featuring upgraded countertops and stainless steel appliances, including a double oven and built-in microwave. The kitchen island serves as a central hub for gatherings, while the family room creates a cozy atmosphere for everyday living. Retreat to the primary suite, complete with a luxurious bathroom and walk-in closet, ensuring a private sanctuary. Additional features include a daylight basement with interior access, providing endless possibilities for customization, and an entry-level bedroom for convenience. Set on a generous 2.3-acre lot without an HOA, this home offers ample outdoor space for activities and future landscaping dreams. The side-entry garage and driveway provide convenient parking options. Embrace the opportunity to create lasting memories in a space designed for comfort and style.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10
Jefferson High SchoolGrades 9-126.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Combination,Stick Built,Vinyl Siding,Batts Insulation

Other

  • Builder model: The Magnolia
  • Builder name: Zales Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler,Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Ice Maker,Double Oven,Range Hood,Stainless Steel Appliance(s),Water Heater,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Connecting Stairway,Heated,Interior Entry,Exterior Entry,Unfinished

Bathroom2

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 2,266

Great Room

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Main
  • Area: 414
  • Dimensions: 23 X 18

Half Bath

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 2,266
  • Total interior livable area: 2,266 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Flooring - Luxury Vinyl Plank,Kitchen Island
  • Level: Main
  • Area: 198
  • Dimensions: 11 X 18

Primary Bathroom

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 10 X 9

Primary Bedroom

  • Features: Attached Bathroom,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Luxury Vinyl Plank,Walk-In Closet(s)
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 000000000000000000
  • Zoning: 001
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Wrap Around
  • Has view: Yes
  • View description: Pasture,Trees/Woods

Lot

  • Lot size: 2.04 Acres
  • Features: Cleared,Cul-De-Sac,Level,No Thru Street

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Inside Entrance,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$228$2,736
Property Taxes $288$3,456
Electricity $234$2,817
Total$4,112$49,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,982/yr
40% on housing$123,360/yr
45% on housing$109,653/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 25414$199
Jefferson County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 25414$178
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$664,900

New Construction

AgentKristie Edwards
BrokerageSamson Properties

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