818 Lois St, Kerrville, TX, 78028
About This Home
Located in the heart of Kerrville, a rare duplex investment opportunity an hour from San Antonio. This growing riverfront community is known for its outdoor lifestyle, steady population & increasing demand for rental housing. Kerrville ISD serves the area with solid performance metrics, adding long-term stability for tenants and owners alike. Each unit features a practical 2 bed/2 bath layout designed for everyday living. Interiors flow from the main living area into functional kitchens and private bedroom spaces, creating a layout that works well for both long-term tenants and future resale appeal. Easy access to local shopping, medical centers, and major routes through town. With limited duplex inventory available in Kerrville, this property stands out. Current rental income of $2,770 per month provides immediate cash flow with room for future rent growth. At the projected asking price, this property falls near the area's median home values, making it a competitive entry point for investors. Whether you're building a portfolio or looking for a low-maintenance entry into Kerrville, 818 Lois presents a clean, income-producing opportunity in a supply-constrained segment.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: MultiFamily
- Architectural style: Ranch
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Self Cleaning Oven,Electric Water Heater,Water Heater
- Laundry features: Laundry Closet,Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- High Ceilings,Split Bedroom
- Window features: Double Pane Windows
- Flooring: Vinyl
- Fireplace features: None
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,763
- Total interior livable area: 2,763 sqft
Property
Details
- Zoning: R2
Features
- Levels: One
- Stories: 1
- Exterior features: Rain Gutters
- Waterfront features: None
Lot
- Lot size: 0.26 Acres
- Features: Level,City Lot
Parking
- Total spaces: 3
- Parking features: 3+ Car Garage,Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $278 | $3,336 |
| Electricity | $303 | $3,640 |
| Total | $2,724 | $32,688 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $375,000 |
For Sale by Agent
View on Zillow