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109 Washington Xing, York, PA, 17404

4beds
3baths
2,491sqft
$556,600
$223price/sqft
$3,971/moest. monthly cost
$158,840/yrincome needed

About This Home

UNDER CONSTRUCTION – AVAILABLE THIS SUMMER: Offering 2,491 square feet of thoughtfully designed living space, this home combines everyday convenience with modern style. A welcoming foyer opens to the main living area, where the living room, dining area, and kitchen flow seamlessly together—perfect for entertaining or relaxing—with direct access to the rear deck. The living room is bright and airy complete with a gas fireplace for added warmth. The kitchen is well-equipped with quartz countertops, tile backsplash, and stainless appliances. Just off the 2-car garage, the mudroom provides practical everyday entry and leads to a private office, ideal for working from home or creating a quiet retreat. Upstairs, you’ll find four spacious bedrooms, two full bathrooms, and a conveniently located laundry room. The owner’s suite serves as a private getaway, featuring an expansive closet and a beautifully appointed bathroom with a double-bowl vanity and tile shower.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

7/10
Conewago El SchoolGrades K-31.2 mi
5/10
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Passive Radon Mitigation,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Batts Insulation,Stick Built,Vinyl Siding,Stone

Other

  • Builder model: Fulton
  • Builder name: Landmark Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Water Heater,Oven/Range - Gas,Microwave,Electric Water Heater
  • Laundry features: Hookup,Upper Level,Washer/Dryer Hookups Only,Laundry Room,Mud Room

Basement

  • Features: Basement - Unfinished,Flooring - Concrete
  • Level: Lower
  • Area: 1716
  • Dimensions: 44 X 39

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished,Full,Walk-Out Access

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Vinyl
  • Level: Upper
  • Area: 55
  • Dimensions: 5 X 11

Bedroom2

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedroom4

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Upper
  • Area: 216
  • Dimensions: 12 X 18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Dining Area
  • Level: Main
  • Area: 240
  • Dimensions: 20 X 12

Features

  • Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Bathroom - Walk-In Shower,Built-in Features,Dining Area,9'+ Ceilings,Dry Wall
  • Door features: Sliding Glass
  • Window features: Low Emissivity Windows,Screens,Vinyl Clad
  • Flooring: Carpet,Luxury Vinyl,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 2,491

Half Bath

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 21
  • Dimensions: 7 X 3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 2,491 sqft

Kitchen

  • Features: Breakfast Bar,Countertop(s) - Quartz,Flooring - Luxury Vinyl Plank,Kitchen Island,Recessed Lighting,Pantry,Kitchen - Gas Cooking,Lighting - Pendants
  • Level: Main
  • Area: 231
  • Dimensions: 21 X 11

Laundry

  • Features: Flooring - Vinyl,Lighting - Ceiling
  • Level: Upper
  • Area: 30
  • Dimensions: 5 X 6

Living Room

  • Features: Fireplace - Gas,Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Main
  • Area: 300
  • Dimensions: 20 X 15

Mud Room

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting,Built-in Features
  • Level: Main
  • Area: 63
  • Dimensions: 9 X 7

Office

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Primary Bathroom

  • Features: Double Sink,Bathroom - Walk-In Shower,Flooring - Vinyl,Walk-In Closet(s)
  • Level: Upper
  • Area: 80
  • Dimensions: 10 X 8

Primary Bedroom

  • Features: Attached Bathroom,Flooring - Carpet,Lighting - Ceiling
  • Level: Upper
  • Area: 225
  • Dimensions: 15 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Deck
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 7,819 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Inside Entrance,Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,814$33,768
Home Insurance *$170$2,040
Property Taxes $714$8,568
Electricity $273$3,279
Total$3,971$47,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,148/yr
40% on housing$119,130/yr
45% on housing$105,893/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 17404$132
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17404$180
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$556,600

New Construction Spec

AgentPaul Zimmerman
BrokerageToday's Realty

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