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1104 Pearl Way Unit 104, Westhampton Beach, NY, 11978

2beds
3baths
1,740sqft
$1,349,000
$775price/sqft
$9,366/moest. monthly cost
$374,640/yrincome needed

About This Home

Introducing a newly constructed curated home at The Gables Westhampton Beach, completed in 2026 and designed to embody modern Hamptons living with refined craftsmanship and elevated finishes. Spanning 1,740 SF+/- above grade with an additional 901 SF+/- lower level, the residence offers expansive living spaces suited for both everyday comfort and sophisticated living.The home features 2 bedrooms, 2 full, and 1 half bathrooms, thoughtfully arranged within a modern open-concept layout. 9' ceilings, oversized Andersen windows and doors, and wide-plank white oak hardwood flooring create a bright and airy atmosphere throughout. The main living space is centered around a gas fireplace, providing a warm focal point for the living and dining areas. The designer kitchen is appointed with Porcelanosa millwork and tile, complemented by Sub-Zero refrigeration and Wolf professional-grade cooking appliances, combining timeless design with exceptional performance.The first level is designed with a natural flow for everyday living, featuring a welcoming entry foyer that leads into an inviting den, creating an additional space for lounging or informal gathering. A powder room sits conveniently along the main hall, while the layout opens into the kitchen, dining area, and great room, establishing a comfortable connection between the primary living spaces.A 150 SF+/- private outdoor patio extends the living space outdoors, creating a seamless indoor-outdoor connection ideal for gathering and outdoor dining.The second level offers a private and well-balanced layout, highlighted by a spacious primary bedroom suite with a walk-in closet and an oversized primary bathroom featuring Porcelanosa natural wood floating double vanities and premium Kohler and Toto fixtures. A second bedroom and full bathroom provide comfortable accommodations for guests, while a conveniently located laundry room completes the upper level.Residents enjoy access to The Gables' private clubhouse and resort-style amenities, including a state-of-the-art fitness center with Pelotons, free weights, and a private training and yoga studio, a sophisticated lounge with vaulted ceilings and gas fireplace, and a luxury entertaining kitchen appointed with Sub-Zero and Wolf appliances and Porcelanosa finishes. Outdoor amenities include a heated pool with sun lounges, covered patio with fireplace, and a custom Wolf outdoor grilling station designed for effortless gatherings.Ideally located just moments from Westhampton Beach Village, ocean beaches, renowned dining, and boutique shopping, this newly built residence presents an exceptional opportunity to experience modern luxury living in one of the Hamptons' most desirable coastal communities.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Property

Features

  • Stories: 2

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$437$5,244
Property Taxes $1,821$21,852
Electricity $287$3,450
Total$9,366$112,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,120/yr
40% on housing$280,980/yr
45% on housing$249,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$775This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,114
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$1,449,000

New Construction

AgentDaniel Olivo - Real Estate Sales Person
BrokerageParallel Real Estate

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