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1030 South Ave, Westfield, NJ, 07090

7beds
9baths
9,122sqft
$1,999,000
$219price/sqft
$14,823/moest. monthly cost
$592,920/yrincome needed

About This Home

Mixed-use Gem! Exceptional opportunity to live in either the Penthouse apartment, or one of the 2nd floor apartments, while enjoying rental income from 2 apartments and 2 ground-floor commercial units! This well-maintained mixed-use building in prime Westfield location offers strong income potential with both residential and commercial tenants. All leases are up for renewal except one commercial unit which lease ends Feb 2028. The building features two commercial units, two residential units with each 2 bedrm. 1.1 bathr., balcony and in-unit washer & dryer, and a 3-bedroom Penthouse apartment with 2 full bathr. open floorplan, gas fireplace, screened in balcony/porch, grand primary suite and in-unit washer & dryer. Units include premium features such as hardwood floors, modern open floor plans, Gym in basement, Central AC, Laundry in-unit, handicap accessibility, elevator, dedicated parking. Bus to NYC stops in front of building. Walking distance to schools, NJ Transit & shops. Close to Westfield downtown and the downtown areas of Fanwood and Scotch Plains. Please note that indicated taxes for land assesment and total assesmenton in this listing are for the 3rd floor Penthouse apartment only. This is an "As is" sale, with no known defects.

Getting Around

80
WalkingVery Walkable
35
TransitSome Transit
51
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Generator-Built-In,Instant Hot Water,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer/Dryer Stacked

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 4
  • 1/2 bathrooms: 5

Features

  • Door features: Storm Door(s)
  • Window features: Thermal Windows/Doors
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 9,122
  • Total interior livable area: 9,122 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,See Remarks

Property

Details

  • Parcel number: 2920026060000000080000C0005
  • Zoning description: GB-3
  • Other equipment: Generator-Built-In

Features

  • Levels: Multi Floor Unit
  • Exterior features: Curbs,Sidewalk,Underground Lawn Sprinkler

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 10
  • Parking features: Assigned,Asphalt,Parking Lot-Exclusive
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$329$3,948
Property Taxes $3,381$40,572
Electricity $1,005$12,066
Total$14,823$177,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$508,217/yr
40% on housing$444,690/yr
45% on housing$395,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 07090$751
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07090$568
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$2,200,000
2026-04-02Listed for sale$2,500,000

For Sale by Agent

AgentPamela Vandenberg-smith
BrokerageElite Realtors Of New Jersey

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