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54-60 Mcwhorter St Unit 105 #105, Newark, NJ, 07105

1beds
2baths
808sqft
$333,000
$412price/sqft
$2,650/moest. monthly cost
$106,000/yrincome needed

About This Home

Some homes connect you to the city. This one connects you to the world. Welcome to Unit 105 at the historic Chocolate Factory, a distinctive bi-level residence with private street-level entry, cathedral ceilings, east- and west-facing windows, exposed timber columns, one bedroom plus flexible cloffice, 1.5 baths, in-unit laundry, and assigned covered parking. Just two blocks from Newark Penn Station, the home places NJ Transit, PATH, Amtrak, and Newark Liberty International Airport within easy reach, while the Ironbound's restaurants, caf s, bakeries, and global neighborhood culture unfold outside your door. As FIFA energy fills the region, the Ironbound brings that international spirit home. Inside, the bi-level layout separates living from retreat, with open living, dining, kitchen, and powder room above, and bedroom, full bath, and cloffice below. Set within a preserved 1888 landmark with a tranquil interior courtyard, Unit 105 offers historic character, practical ease, and exceptional connectivity. Freshly presented and best experienced in person.

Getting Around

97
WalkingWalker's Paradise
96
TransitRider's Paradise
63
BikeBikeable

Schools

2/10
East Side High SchoolGrades 9-120.6 mi
1/10
Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1888

Materials

  • Roof: Flat
  • Construction materials: Brick,Stone

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Basement
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First
  • Area: 105

Features

  • Cathedral Ceiling(s)
  • Window features: Shades
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 808
  • Total interior livable area: 808 sqft

Kitchen

  • Features: Eat-in Kitchen,See Remarks
  • Level: First
  • Area: 56

Living Room

  • Level: First
  • Area: 180

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 1614001930000000280000C1105
  • Exclusions: any personal items of the seller.

Features

  • Levels: Bi-Level

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 115 x 85.6

Parking

  • Total spaces: 1
  • Parking features: On Street,Assigned,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,683$20,196
Home Insurance *$192$2,304
Property Taxes $582$6,984
Electricity $193$2,318
Total$2,650$31,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,857/yr
40% on housing$79,500/yr
45% on housing$70,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 07105$363
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07105$206
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$333,000
2026-06-19Listing removed$345,000
2026-06-11Listed for sale$345,000
2026-04-30Pending sale$345,000
2026-04-08Listed for sale$345,000

For Sale by Agent

AgentMoses Oliva
BrokerageMoses & Co.

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