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319 Ivy Rd, Howardsville, VA, 24562

3beds
2baths
1,188sqft
$219,900
$185price/sqft
$1,542/moest. monthly cost
$61,680/yrincome needed

About This Home

Beautiful ranch-style home with modern updates in Howardsville. Discover this stunning property on Ivy Road, featuring brand new luxury vinyl flooring throughout. This charming residence offers 3 bedrooms and 2 full bathrooms, providing ample space for comfort and convenience. Situated on a private yard, it is perfect for outdoor entertainment and relaxation. Don’t miss the opportunity to own this move-in-ready home in a peaceful setting. New microwave is being installed and new stove/oven will be installed on May 2nd.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Composition
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 12.0 x 12.0

Additional Room

  • Level: First
  • Dimensions: 12.7 x 4.0

Additional Room

  • Level: First
  • Dimensions: 9.0 x 4.0

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Level: First
  • Dimensions: 11.0 x 12.7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: First
  • Dimensions: 11.0 x 12.0

Living Room

  • Level: First
  • Dimensions: 16.5 x 17.3

Master Bedroom

  • Level: First
  • Dimensions: 14.5 x 12.10

Other

  • Level: First

Property

Details

  • Parcel number: 4853A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Unpaved Driveway
  • Fencing: None

Lot

  • Lot size: 2.15 Acres

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$142$1,704
Property Taxes $87$1,044
Electricity $202$2,433
Total$1,542$18,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,868/yr
40% on housing$46,260/yr
45% on housing$41,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 24562
Buckingham County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 24562
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$234,900
2026-04-14Price change$239,000
2026-04-03Listed for sale$239,900

For Sale by Agent

AgentRebecca Simpson
BrokerageRE/MAX Advantage Plus

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