2504 Chance Ave, Elkhart, IN, 46514
About This Home
Experience the perfect blend of style and durability in this stunning 2025 Fairmont Home. Featuring full drywall throughout for a premium, site-built feel, this 3-bedroom, 2-bathroom residence offers an elegant open-concept layout flooded with natural light. The heart of the home is a sleek kitchen equipped with stainless steel appliances and a sliding glass door that leads directly to a charming covered half porch, perfect for indoor-outdoor living. The primary suite serves as a true sanctuary, boasting a generous walk-in closet and a modern walk-in shower. From the polished finishes to the inviting outdoor space, every detail of this Fairmont model is engineered for comfort and high-end appeal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shake
- Construction materials: Vinyl Siding
Other
- Builder name: UMH Properties, Inc.
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Microwave,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Walk-In Closet(s)
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,323 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $731 | $8,772 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $98 | $1,176 |
| Electricity | $184 | $2,212 |
| Total | $1,089 | $13,068 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $144,750 |
View on Zillow