




986 Merkle Ln, Lincoln, AL, 35096
About This Home
Large 6 Bed 4.5 Bath on 2+/- acres known locally as “Anne’s Place.” Main level offers 3 bedrooms and 2.5 baths, with layout suited for in-law or guest use. Main level living with 2 car garage. Upstairs includes 3 bedrooms, 2 baths, plus a large bonus/family room, office, sitting area, and an additional flex room that could serve as a bedroom or exercise space. Basement includes a full bath and additional space with garage access. Home at present has no water source, buyer will need to install new line to closest source. Multiple living areas including Kitchen, Dining, Great room, and Sun Room provide flexibility for a variety of uses. Circular driveway on a wooded lot. Large rear storage shed. Property is being sold as-is and will require updates and repairs. Buyer to verify all items of importance.Virtually staged/AI-enhanced photos illustrate potential improvements; see original photos for current condition.
Getting Around
Schools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Basement
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Sink,Main Level,Laundry Room,Yes
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Block
Bathroom1
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: Basement
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Second
Features
- Recessed Lighting,High Ceilings,Smooth Ceilings,Double Shower,Double Vanity,Sitting Area in Master,Split Bedrooms,Walk-In Closet(s),Dressing Room
- Flooring: Hardwood,Parquet
- Number of fireplaces: 1
- Fireplace features: Marble (FIREPL),Living Room,Wood Burning
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 0
- Finished area above ground: 5,320
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,None
Interior Area
- Total interior livable area: 5,320 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0802030000002002
- Special condition: As Is,In Foreclosure,Real Estate Owned
Features
- Levels: 2+ story
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: None
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: None
- Waterfront features: No
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 4
- Parking features: Basement,Boat,Circular Driveway,Driveway,RV Access/Parking,Open,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,759 | $21,108 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $84 | $1,008 |
| Electricity | $595 | $7,143 |
| Total | $2,701 | $32,412 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
No price history available
